'%3e%3cpath%20fill='%23d80027'%20d='M0%200h512v89l-79.2%20163.7L512%20423v89H0v-89l82.7-169.6L0%2089z'/%3e%3cpath%20fill='%23eee'%20d='M0%2089h512v78l-42.6%2091.2L512%20345v78H0v-78l40-92.5L0%20167z'/%3e%3cpath%20fill='%230052b4'%20d='M0%20167h512v178H0z'/%3e%3c/g%3e%3c/svg%3e)
Social security in Thailand 2026
You pay 5% of your salary into the Social Security Fund, but the wage ceiling of THB 17,500 a month caps the bill at THB 875 — trivial at professional salaries.
That ceiling just rose for the first time in 30 years and will step up again to THB 20,000 in 2029 and THB 23,000 in 2032.
At a glance
- top rate
- 5% of wages, max THB 875/month (2026)
- entry band
- Same 5% from the first baht of covered wages
- tax year basis
- Monthly, withheld by the employer
- filing deadline
- Handled through payroll
- residency basis
- Attaches to employment in Thailand — foreign employees included
- regime flag
- Contributions deductible up to THB 10,500 a year (2026-2028)
Rates
Employee contributions and the rising ceiling
| Period | Monthly wage ceiling (THB) | Maximum employee contribution (THB/month) |
|---|---|---|
| Until 31 Dec 2025 | 15,000 | 750 |
| 2026 – 2028 | 17,500 | 875 |
| 2029 – 2031 | 20,000 | 1,000 |
| From 2032 | 23,000 | 1,150 |
Other worker contributions (2026)
| Rate / amount | Base | Applies to |
|---|---|---|
| 2% – 15% | Salary | Voluntary provident fund where the employer runs one; the employer matches at least 2% |
| THB 70 or 100 per month | Fixed | Self-employed joining the voluntary state scheme |
| THB 50 – 13,200 per year | Chosen amount | National Savings Fund for the self-employed aged 15-60; the state adds up to THB 1,200 a year |
Thresholds & allowances
- Tax deductionUp to THB 10,500 a year
For 2026-2028; rises to THB 12,000 (2029-2031) and THB 13,800 (from 2032)
- Provident fund relief15% of salary, max THB 500,000
Within the combined THB 500,000 retirement-savings cap
Residency
Residency trigger
Coverage follows employment in Thailand, not nationality — foreign employees must contribute like locals.
Non-resident treatment
No Thai employment, no contributions; government officers, students working for their school and staff of international organizations are exempt.
Notes
- The employer contributes the same 5% and the government adds 2.75%, all under the same ceiling — the figures here are your side only.
- A new employee welfare fund starts 1 October 2026 at 0.25% of wages from each side (0.5% from October 2031); members of a qualifying provident fund are exempt from it.
- Provident fund money must be deposited within 3 days of payday, and you may contribute a higher percentage than your employer.
- The fund covers injury, illness, childbirth, disability, death, child welfare and retirement.
FAQ
How much social security do employees pay in Thailand?
5% of monthly wages up to a THB 17,500 ceiling — at most THB 875 a month in 2026.
Do foreign workers pay Thai social security?
Yes — anyone employed in Thailand contributes the same 5% up to the THB 875 monthly maximum.
Figures: tax year 2026, compiled from public sources. Not tax advice.